Disability and Critical Illness Insurance

Helping clients deal with life’s uncertainties

Disability Insurance provides payments to a disabled person when he or she is unable to work and make a living due to an illness or injury.

A disability plan is designed to pay a predetermined amount per month in the event of a disability.  There are three main components to consider when tailoring a plan to effectively meet the needs of an individual seeking disability income coverage, including the benefit amount, elimination period, as well as the benefit period. The Burak Hannon Brojde Group can help you select the above components in the combination that best suits your coverage needs and budget.

A decade or two ago, the chances of surviving a major illness such as a stroke, heart attack, or cancer were significantly lower than they are today. Critical illness is a type of insurance that can protect your financial health. It pays a lump-sum benefit upon the diagnosis of a critical illness, unlike traditional life insurance, which pays a beneficiary only upon death. The choice of the benefit is yours and is tax-free. It was designed to meet the high costs associated with serious illness, and help to maintain your lifestyle during and after recovery. The Burak Hannon Brojde Group can help you ensure that if you do fall ill, your medical concerns will not be compounded by financial ones.